When you have little kids, it can be tempting to go all-out for the holidays, stuffing as many gifts as you can under the tree, under the guise of creating family memories (that they’re unlikely to remember). But money is also finite; in fact, you may still be trying to pull yourself out of credit card debt from last y…
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Author: Meghan Moravcik Walbert on Offspring, shared by Meghan Moravcik Walbert to Lifehacker